Accès ouvert
2025
report
OpenAlex
David John
The problemSufficient retirement savings are essential to having a secure retirement, and most Americans save for retirement through their place of employment.Yet almost half of American workers are employed by a company that does not offer them a retirement savings plan or …
us
(code pays fourni par la source)
2025
report
OpenAlex
David John
us
(code pays fourni par la source)
Accès ouvert
2025
book-chapter
OpenAlex
David John, J. Mark Iwry, William G. Gale
Abstract In the United States, retirement savings and household wealth vary widely across the population, and the shortfalls for lower- and moderate-income households and disadvantaged demographic groups could be reduced by automatic enrollment payroll deduction emergency savings, increased retirement savings coverage, an …
Accès ouvert
2024
report
OpenAlex
M Govinda Rao, Katie Fitzpatrick, David John
This report details how policymakers and other stakeholders can improve the design of emergency savings policies, strengthen workplace short-term savings programs, and target policies that enhance household financial well-being and racial equity.
us
(code pays fourni par la source)
Accès ouvert
2024
report
OpenAlex
M Govinda Rao, Jeremy Burke, David John
This report uses data of the Understanding America Study (UAS), which explores the relationship between emergency savings–related behavior and workplace outcomes, to examine how financial insecurity may be reduced and workplace outcomes may be improved by helping workers to save for unexpected …
us
(code pays fourni par la source)
Accès ouvert
2023
report
OpenAlex
David John, Warren Cormier, Zahra Ebrahimi, Pamela Hess et autres
These cases do not differ in the amount of contributions.Interest on these contributions is not available for withdrawal, so liquid funds amounts and program benefits on liquid funds are identical
us
(code pays fourni par la source)
Accès ouvert
2023
preprint
OpenAlex
David John, Mark Iwry, William G. Gale
us
(code pays fourni par la source)
Accès ouvert
2022
report
OpenAlex
David John, Gary Koenig
Access to an employer-based retirement plan is critical for building financial security later in life. Yet, about 40 percent of North Dakota's private sector employees-roughly 119,000 1 -work for an employer that does not offer either a traditional pension or a retirement …
us
(code pays fourni par la source)
Accès ouvert
2022
report
OpenAlex
David John, Gary Koenig
Access to an employer-based retirement plan is critical for building financial security later in life. Yet, 47 percent of West Virginia's private sector employees-roughly 268,000 1 -work for an employer that does not offer either a traditional pension or a retirement savings …
us
(code pays fourni par la source)
Accès ouvert
2022
report
OpenAlex
David John, Gary Koenig
Access to an employer-based retirement plan is critical for building financial security later in life. Yet, about 42 percent of Ohio's private sector employees-roughly 1,821,000 1 -work for an employer that does not offer either a traditional pension or a retirement savings …
us
(code pays fourni par la source)
Accès ouvert
2022
report
OpenAlex
David John, Gary Koenig
Access to an employer-based retirement plan is critical for building financial security later in life. Yet, about 41 percent of Nebraska's private sector employees-roughly 307,000 1 -work for an employer that does not offer either a traditional pension or a retirement savings …
us
(code pays fourni par la source)
Accès ouvert
2022
report
OpenAlex
David John, Gary Koenig
Access to an employer-based retirement plan is critical for building financial security later in life. Yet, about 46 percent of South Carolina's private sector employees-roughly 822,000 1 -work for an employer that does not offer either a traditional pension or a retirement …
us
(code pays fourni par la source)