Strengthening Banking Stability: Green Banking, ESG Performance, Intellectual Capital and CGC as a Moderating Variable

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Purpose: This study explores the influence of green banking, Environmental, Social, and Governance (ESG), and intellectual capital on increasing financial stability, with effective corporate governance as a moderating variable, specifically in the context of Indonesian Sharia banks.Methodology: This study employs a quantitative methodology, focusing on nine Sharia Banks selected through purposive sampling. Data were sourced from annual reports, sustainability reports, and financial statements spanning 2020-2024. Statistical analysis was conducted using multiple linear panel data regression and Moderated Regression Analysis (MRA) with EViews software.Results: This study finds that green banking, ESG, intellectual capital, and Good Corporate Governance (GCG) significantly and positively influence financial stability. The moderating variable, GCG, considerably influences the relationship between intellectual capital and financial stability. Nonetheless, it fails to reinforce the connections between green banking and financial stability and between ESG and financial stability.Conclusion: Sharia banks must continually focus on managing intangible assets, including green banking, ESG, and enhancing intellectual capital, as these are interconnected with improving performance, operational efficiency, competitive advantage, maximizing profits, and maintaining the bank's financial stability.Limitations: The generalizability of the results to other countries or banking contexts may be restricted by the research's emphasis on Indonesian Sharia banks.Contributions: This study enhances the understanding of Indonesia's green banking policies and corporate governance, providing useful perspectives for regulators and bank management to enhance financial stability.

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