Impact of Islamic banking on economic growth: a systematic review of SCOPUS-indexed studies (2009–2024)

Résumé fourni par la source

This systematic literature review investigates the influence of Islamic banking on economic growth by analyzing 68 studies from the SCOPUS database, spanning from 2009 to 2024. The findings consistently show a positive relationship between Islamic banking and economic growth, highlighting its role in fostering inclusive development, reducing economic volatility, and enhancing financial stability, especially during crises. Islamic banking also significantly contributes to social development and poverty alleviation through mechanisms, such as zakat and microfinance. The findings also suggest that integrating FinTech with Islamic banking could enhance the accessibility and efficiency of Islamic banking services. This study provides valuable insights for policymakers in designing regulations that promote financial inclusion, market efficiency, and economic resilience. Additionally, the adoption of technologies, such as blockchain, artificial intelligence, and digital banking can enable Islamic banks to offer secure, accessible, and transparent financial services while adhering to Shariah principles. Overall, Islamic banking makes a substantial contribution to economic growth and development. The study underscores the necessity for strategic regulatory frameworks and the integration of technology to fully leverage Islamic banking’s potential in enhancing economic stability and inclusivity.

Ce résumé expose les affirmations des auteurs. BNTIC ne l’interprète pas comme une validation indépendante des résultats.